It's nearly four o’clock in the morning and Sadie wakes up to see her husband pacing up and down the bedroom floor.

"Moishe, come back to bed, it’s not yet morning" she tells him.

Moishe replies, "I can’t go to sleep. You know the $10,000 I borrowed from our next door neighbour, Bernie. Well, it’s due to be repaid tomorrow and I don't have the money. I just don't know what I'm going to do."

So Sadie gets out of bed and opens the bedroom window. "Bernie," she shouts on top of her voice, "Bernie, Bernie."

Finally a very tired looking Bernie opens his window and shouts, "You’re crazy, Sadie. Don’t you know it’s nearly 4 o’clock in the morning? What the hell do you want?"

Sadie shouts back, "Bernie, you know the $10,000 my husband owes you? Well, he doesn't have it."

Then she slams the window shut, turns to Moishe and says, now you can go to sleep and let Bernie pace the floor."